These days we can do almost anything online; shop, connect with your doctor, manage your investments, and even log into your work. All these activities bring increased risk to having an identity theft claim. It is important to understand that your personal insurance may not automatically cover an identity theft claim.
Identity Theft insurance
Identity theft insurance coverage usually covers assistance in straightening out the aftermath of identity theft (such as canceling unauthorized accounts and so forth), which is generally easy when the fraud involves credit cards, but can be more time-consuming for accounts at banks and other institutions. Source: Consumer Reports
Limit Your Identity Risk
- Keep your computer software up-to-date.
- Use strong passwords and change them regularly.
- Use the latest security software.
- Keep all important documents under lock and key.
- Do not over-share your activity on social media.
- Check your credit report annually.
- Never use your computer on an open network.
- Reduce your junk email by opting out of offers you do not need.
- Never open an email from a source you do not know.
- Always destroy your paper mail before you place it in the garbage.
- Never give your personal information to a phone solicitor.
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