Californians could be required to have heal...

February 20, 2019

Identical bills have been introduced in the California Senate and Assembly that would reinstate the individual mandate, requiring all Californians to have health insurance starting in 2020 or pay a tax penalty.

The bills, introduced in late January and mid-February by the two chambers, are an attempt to reverse the revocation by Congress of the federal mandate that was part of the Affordable Care Act.

Opponents of the mandate, including President Donald Trump, argued it was not fair to penalize someone for not having insurance. Supporters of the California bills say the insurance market will fall apart without the mandate.

“I don’t see a very rosy picture of what is happening now that the (federal) mandate is gone,” said Bill Youngblood of William Youngblood Insurance Agency in Rancho Mirage. “The pricing of insurance will increase without a mandate. You need everyone paying into the system to keep insurance premiums down. Insurance premiums paid without the mandate will not be enough to make ahealthy insurance system for California or even the country.”

“We need young people to pay into the health insurance system, even though they think they will live forever and nothing will ever be wrong with their health,” Youngblood said. “By everyone paying into the system, it helps keep insurance prices stable and more affordable for everyone.” Without the mandate, Youngblood said, insurance premiums will increase exponentially.

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Source: Nicole Hayden, Palm Springs Desert Sun Published 3:55 p.m. PT Feb. 19, 2019 | Updated 9:24 a.m. PT Feb. 20, 2019

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Californians could be required to have health insurance starting in 2020